Our vast knowledge and experience allows us to achieve the very best resolutions of all debt related matters through our highly trained, competent and professional staff. We ensure that you do not fall into any pitfalls along your path to financial freedom. We want to get you back into mainstream life.
Life After Debt
Practical Solutions to get out of Debt, Build Wealth and Radically Transform your Finances Forever.
Why we do what we do
At Life After Debt, we do what we do because we believe that everyone needs a chance. We believe that everyone deserves to be on an equal footing. We believe that everyone should be able to participate in the economy. Today most people in South Africa would find it difficult to make ends meet and to live a meaningful life with no credit in one form or another. If you couldn’t get credit imagine this:
- No Car Finance
- No Home Loans
- No Loans
- No Cell Contracts
- No Clothing Accounts
- Potentially No Employment
Many years of experience
We have amassed many years of experience in this field, and we have pooled our resources to see how best to overcome obstacles, negotiate, restructure and resolve debt matters. What we strive to achieve is a win:win on all sides – the creditor and client must both be happy – and some debt has to be paid (unless there are other good reasons not to).
What We Do
Our depth of significant experience and vast knowledge allows us to conduct many functions/services within the debt sphere, always with the aim of a win for all parties involved:
We assess your individual needs. We place you in the right process line. Either to resolve matters, or to mediate on differences, or to restructure debt. We repair and clear impairments on your credit record We aim to increase your credit score.
Have you been turned down in a finance/loan application, or cannot open accounts, or do you feel you cannot cope – does this sound familiar?
The chances are good that you are either blacklisted/impaired or your credit ratings are low, and you may not have realized the dire status and implications of the situation that you are in. Your creditors may even have gone a step further and taken a debt judgment against you.
We Can Help
We believe that we should have a chance, so that we too can live the life of our dreams. It gives us great pleasure and a sense of achievement when we can help and direct our clients to achieve and succeed.
Don't let bad debt hold you back. A better future is just a phone call away. Call us now, reach out and let's get moving.
How long does it take?
This depends on how negotiations have gone, and how quickly you can settle the negotiated debt that is outstanding. A usual time line is between 2 to 6 months – but at the end of the day it all depends on you.
Some points to remember:
We act for you and believe you should have a chance.
We always aim for an agreeable settlement.
We repair and clear impairments on your credit record.
We aim to upgrade your credit report and improve your credit score.
It may take time but its worth it.
Debt always has to be settled - its up to us to negotiate how much.
You are in control of paying your creditors, we only do the negotiations.
Life After Debt does not provide loans.
Freedom For You
Our process allows us to make sure that we complete our task for you in as agreeable and timeous manner as possible. We guarantee that we will clear your impaired listings if you follow our procedures.
We aim for a win:win result where both the “owed and owing” are satisfied with the outcome – the result is repairing and clearing your name of impairments. It may take time but the result will be life changing.
You could free up cash, possibly reduce repayments and in some instances, if the terms and conditions apply, you may have debt totally written off.
All this leaves you with a simple choice to make matters a little easier for yourself – and that choice, and the only real choice, is to talk to us. We know we can help you, and we know how to help you.
We have been in this business for many years and with our experience and knowhow we can guarantee you the best results to resolving your problems, and for you to once again get control of your life.
Give us a call.
Our Services
Life After Debt offer a full variety of debt related services that will be tailored to your specific needs and requirements.
Life After Debt can help with:
Credit analysis
Debt negotiation
Debt resolution
Debt restructuring
Debt review/counseling
Repairing and clearing impaired records
Updating and checking credit records
We do all this by tapping into all the major credit bureaus to make sure we don’t miss a thing when looking at your specific status. Our established relationships with all major credit grantors across the board, allows us to negotiate and mediate at levels that get results.
Contact Details
Email: info@ladebt.co.za
Tel: 081 375 7896
Office Hours:
Monday to Friday: 08:00 – 16:00
Weekends/Public Holidays: Closed
Email Us
We wish to unequivocally state that Arif Mohamed Attorneys is in no way related to Life After Debt. Arif Mohamed Attorneys is an attorney’s practice that is separate from Life After Debt. Arif Mohamed Attorneys renders no service to Life After Debt or its clients and has not done so in the past, either.